Wirex previously selected Crossmint’s smart wallet and stablecoin orchestration infrastructure to power its own wallet architecture
Wirex and Crossmint have directly connected Crossmint’s smart wallet and stablecoin orchestration infrastructure with Wirex’s card issuance platform, giving fintechs a single connected stack that takes users from stablecoin balance to real-world spending. What previously required separate relationships with a wallet provider, a card issuer, and a compliance framework can now be deployed in days.
The integration builds on an existing relationship. Wirex previously selected Crossmint’s smart wallet and stablecoin orchestration infrastructure to power its own wallet architecture.
The gap between holding stablecoins and spending them has always been an integration problem, said Rodri Fernández Touza, co-founder of Crossmint. You needed a wallet provider, a card issuer, and a compliance framework, all connected. This closes it. Fintechs get one stack, and their users get a Wirex debit card funded directly from their Crossmint wallet. Stablecoins become spendable, not just holdable.
Crossmint handles the wallet and stablecoin orchestration layer, creating and managing smart wallets, abstracting blockchain complexity, orchestrating cross-chain stablecoin flows, and processing on-chain transactions. Wirex addresses the regulated financial services layer: card issuance, banking accounts, and payment rails that most fintechs would otherwise spend months procuring separately.
As a result, a fintech building on Crossmint can now offer their users a Wirex debit card funded directly from their stablecoin wallet. Virtual and physical cards accepted at more than 80 million merchants worldwide, with Apple Pay and Google Pay support, without building the connection themselves. Card issuance is live today.
The combined stack is designed to grow with the fintechs building on it, from cards today, toward a fuller neobank experience over time. Looking further ahead, the same infrastructure is also positioned to serve the emerging needs of agentic finance, where AI agents will need to hold, move, and spend stablecoin balances autonomously.
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